Winner Of The 2025 AICTP Certified Tax Coach of the Year

Accounting, Tax & Payroll

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Reliable Financial Support for Individuals & Businesses in Destin, FL and Breckenridge, CO

At Ember Coaching & Financial Services, we provide dependable and customized financial services to individuals, entrepreneurs, and small business owners. Whether you need help keeping your books in order, filing your personal or business tax returns, managing payroll, or navigating sales tax compliance, our experienced team is here to guide you with precision and care.

We proudly serve clients from our offices in Destin, Florida and Breckenridge, Colorado, combining local insight with a national perspective to ensure your financial success.

Bookkeeping Services

Staying organized starts with a solid bookkeeping foundation. Our team provides accurate, timely, and fully customized bookkeeping support to help you keep a close eye on cash flow, profitability, and compliance.

Our Bookkeeping Services Include:

  • Monthly categorization of income and expenses

  • Bank and credit card reconciliations

  • Accounts payable and receivable tracking

  • Monthly and quarterly reporting

  • QuickBooks setup, support, and clean-up

We work behind the scenes so you can stay focused on what matters—running your business.

Accounting & Financial Oversight

Our accounting services go beyond basic number-crunching. We provide you with the financial clarity needed to grow confidently and make smart, data-driven decisions.

Accounting Services Include:

  • Financial statement preparation and analysis

  • Budgeting, forecasting, and cash flow projections

  • Business consulting and advisory

  • Year-end closing and preparation for tax season

Let us act as your trusted financial partner, helping you plan for tomorrow while keeping today on track.

Business & Personal Income Tax Services

Whether you’re a business owner navigating complex tax filings or an individual looking for expert tax guidance, Ember Coaching & Financial Services delivers proactive and accurate tax services designed to minimize your liability and maximize compliance.

We Specialize In:

  • Federal and state income tax preparation for individuals and businesses

  • Year-round tax planning and advisory

  • Self-employment and contractor taxes

  • Multi-state and local tax filings

  • IRS correspondence and resolution

  • Estate and trust tax returns (upon request)

We take the guesswork out of tax time—so you can file with confidence.

Sales Tax Compliance

Sales tax laws are constantly evolving and vary from state to state. We help you understand your obligations and keep your filings accurate and up to date.

Sales Tax Services Include:

  • State and local sales tax registration

  • Ongoing sales tax calculations and filings

  • Nexus evaluation and multi-jurisdiction compliance

  • Audit support and guidance

From brick-and-mortar businesses to online sellers, we ensure your sales tax is handled properly.

Payroll Services

Payroll is one of your most important responsibilities—and it should run like clockwork. Ember Coaching & Financial Services provides reliable, full-service payroll processing so you can pay your team on time and stay compliant with ever-changing employment tax rules.

Our Payroll Services Include:

  • Weekly, bi-weekly, or monthly payroll runs

  • Direct deposit and paper check processing

  • Federal, state, and local payroll tax filings

  • Year-end W-2s and 1099s

  • New hire and employee onboarding reporting

  • PTO tracking, benefits management, and more

Leave the payroll headaches to us while you focus on growing your business.

Why Clients in Destin, FL & Breckenridge, CO Trust Ember Coaching & Financial Services

  • Local Expertise: We understand the unique business environments of Florida and Colorado.

  • All-in-One Support: Bookkeeping, accounting, payroll, and taxes—all under one roof.

  • Proactive Planning: We go beyond compliance to help you plan for growth and savings.

  • Secure Online Portal: Upload docs, review reports, and stay connected with your advisor—anytime, anywhere.

Ember Coaching & Financial Services We want to help you, ask us questions
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